Never miss a beat when it comes to your budget with a pay-in-full card

Pour more into your business with no annual fee and unlimited reward points.

See terms and conditions for current terms, rates and fees. This card is issued by TCM Bank, N.A. Subject to credit approval.

††In order to access rewards, your account must be open and in good standing.

1 Coverage applies when the entire cost of the fare (less redeemable certificates, vouchers, or coupons) has been charged to the card. Your account must be in good standing. Restrictions to coverage may apply.

2To activate coverage, complete the entire rental transaction with your card and decline the collision damage waiver coverage if offered by the rental company. Restrictions apply if you have personal automobile insurance covering this theft or damage.

Certificates of Deposit (CDs)

Term Minimum Opening Deposit Minimum Balance to Obtain APY Rate APY
12 Month $2,500 $2,500 and Over 3.00% 3.04%
36 Month $2,500 $2,500 and Over 2.25% 2.27%

A penalty may be imposed for early withdrawal.

First Interest Checking Account

Minimum Balance Minimum Opening Deposit Rate APY Minimum Balance to Obtain APY
$100 to $2,499 $100 0.30% 0.30% $100
$2,500 - $24,999.99 $100 0.35% 0.35% $100
$25,000 - $249,999.99 $100 0.40% 0.40% $100
$250,000 - $499,999.99 $100 0.45% 0.45% $100
$500,000 and Over $100 0.50% 0.50% $100

First1Savings Account

Minimum Balance Minimum Opening Deposit Rate APY
$0.01 to $2,499.99 $50 0.25% 0.25%
$2,500 - $24,999.99 $50 0.30% 0.30%
$25,000 - $249,999.99 $50 0.35% 0.35%
$250,000 - $499,999.99 $50 0.40% 0.40%
$500,000 and Over $50 0.45% 0.45%

APY = Annual Percentage Yield. Rates and APYs are accurate as of January 8, 2025. Rates and rewards are variable and may change without notice after the account is opened. Fees may reduce earnings.

Kasasa Cash

Balance Minimum Opening Deposit Rate APY
$0.01 to $25,000 $100 5.00% 5.12%
$25,001 and Over $100 0.75% 5.12% to 1.84%*
Base Rate (Qualifications not met) $100 0.05% 0.05%

*Blended APY, example based on a balance ranging from $25,001-$100,000. When qualifications are met, the interest rates will be paid only for the portion of the account balance within that tier. The APY will vary, within the range, depending upon the balance.

Qualifications to Earn Rewards

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

  • At least 1 direct deposit, ACH payment, or bill pay transaction
  • At least 12 debit card purchases

And if you don’t meet these qualifications, don’t worry — your account is still free. Plus, you’ll still earn our base rate. And you can get right back to earning your full rewards the very next cycle that you qualify.

Rates and APYs are accurate as of January 8, 2025. Rates and rewards are variable and may change without notice after the account is opened.

Kasasa Saver

Balance Minimum Opening Deposit Rate APY
$0.01 to $25,000 $50 1.05% 1.06%
$25,001 and over $50 0.40% 1.06% to 0.56%*
Base Rate (Qualifications not met) $50 0.05% 0.05%

*Blended APY, example based on a balance ranging from $25,001-$100,000. When qualifications are met, the interest rates will be paid only for the portion of the account balance within that tier. The APY will vary, within the range, depending upon the account balance.

Qualifications to Earn the Higher Rate

Qualifying for your Kasasa Cash or Kasasa Cash Back® rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

  • At least 1 direct deposit, ACH payment, or bill pay transaction
  • At least 12 debit card purchases

And if you don’t meet these qualifications, don’t worry — your accounts are still free. Plus, you’ll still earn our base rate in Kasasa Saver. And you can get right back to earning your full rewards the very next cycle that you qualify.

Money Market Account

Minimum Balance Minimum Opening Deposit Minimum Balance to Obtain APY Rate APY
$1,000 - $10,000.00 $100 $1,000 1.00% 1.00%
$10,000.01 - $25,000.00 $100 $1,000 1.10% 1.11%
$25,000.01 - $50,000.00 $100 $1,000 1.30% 1.31%
$50,000.01 - $100,000.00 $100 $1,000 1.50% 1.51%
$100,000.01 - $250,000.00 $100 $1,000 1.70% 1.71%
$250,000.01 - $500,000.00 $100 $1,000 1.90% 1.92%
$500,000.01 - $1,000,000.00 $100 $1,000 2.00% 2.02%
$1,000,000.01 and Over $100 $1,000 2.25% 2.27%

APY = Annual Percentage Yield. Rates and APYs are accurate as of January 8, 2025. Rates and rewards are variable and may change without notice after the account is opened. Fees may reduce earnings.

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