Personal Checking
Put Our Accounts To the Test
Find the right account for your financial
goals with our handy online tool. Accounts include a monthly service charge.
Who is this account for?
Would you like perks with your account or just regular checking?
What free reward would you like?
What feature is of more value to you?
What rewards would you like with checking account?
Enjoy free checking that earns high interest. Skip the monthly service charge and forget about minimum balance requirements to qualify for rewards.
Learn MoreEnjoy free checking that earns 3.00% cash back on debit card purchases. Skip the monthly service charge and forget about minimum balance requirements to qualify for rewards.
Learn MoreOur First 1 Interest Checking may be perfect for you.
Make earning competitive, tiered interest your first priority with this straightforward checking account. Conveniently take advantage of the waivable monthly service charge and digital banking.
Learn MoreYou may want to consider our InControl Checking account.
Simplified way to manage cash that keeps you in control and delivers great benefits. Take advantage of a waivable monthly service charge, while enjoying unlimited check writing.
Learn MoreSave and earn effortlessly, minus the fees with Kasasa Saver®. Conveniently put your saving strategy on cruise control with automatic transfers of Kasasa® checking rewards.
Learn MoreYou may want to open a Money Market Account account.
Put your money to work for you with competitive, tiered rates. Enjoy flexible access to funds when you need it and manage your account from anywhere with digital banking.
Learn MoreSave and earn effortlessly, minus the fees with Kasasa Saver®. Conveniently put your saving strategy on cruise control with automatic transfers of Kasasa® checking rewards.
Learn MoreSave and earn effortlessly, minus the fees with Kasasa Saver®. Conveniently put your saving strategy on cruise control with automatic transfers of Kasasa® checking rewards.
Learn MoreOur First 1 Savings Account may be your answer.
Simplified, multi-purpose savings account designed to help you earn competitive interest on your balance. View and manage account securely from anywhere with digital banking.
Learn MoreYou may want to open a First 1 Business Checking account.
Perfect for checking account for businesses of all sizes. Enjoy having no transaction fees and manage funds conveniently on the go with business services.
Learn MoreYou may want to open a Business Money Market Account account.
Make business cash work harder for you with a Money Market account. Earn competitive, tiered rates, get flexible access to funds, direct check writing and more.
Learn MoreYou may want to consider our First 1 Business Savings account.
Access one of the most effective ways to save for business. Earn competitive interest while taking advantage of a waivable monthly service charge. If the service charge is not waived, it's only $2.
Learn MoreAll Accounts Feature:
Kasasa Cash Checking
Enjoy free checking that earns high interest. Skip the monthly service charge and forget about minimum balance requirements to qualify for rewards.
Learn MoreKasasa Cash Back Checking
Enjoy free checking that earns 3.00% cash back on debit card purchases. Skip the monthly service charge and forget about minimum balance requirements to qualify for rewards.
Learn MoreFirst 1 Interest Checking
Make earning competitive, tiered interest your first priority with this straightforward checking account. Conveniently take advantage of the waivable monthly service charge and digital banking.
Learn MoreInControl Checking
Simplified way to manage cash that keeps you in control and delivers great benefits. Take advantage of a waivable monthly service charge, while enjoying unlimited check writing.
Learn MorePersonal Checking
| Kasasa Cash | Kasasa Cash Back | First 1 Interest Checking | |
|---|---|---|---|
| Rewards | High Interest | Cash Back | NONE |
| Monthly Service Charges | NONE | NONE | $0 if average daily balance is $1,000 or more |
| Refunds on ATM Withdrawal Fees | Up to $25 monthly* | Up to $25 monthly* | NONE |
| Free Debit Card & Digital Banking | YES | YES | YES |
| Minimum Opening Deposit | $100 | $100 | $100 |
| Best For | Earning High Interest | Debit Card Users | Higher Balances |
*Qualifications Information: Account transactions and activities may take one or more banking days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by First Bank as ATM or transactions and purchases made with non-First Bank issued debit or credit cards. "Monthly Qualification Cycle" means a period beginning one (1) day prior to the first day of the current statement cycle through one (1) day prior to the close of the current statement cycle.
Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) Balances up to $25,000 receive an interest rate of 5.00%; and balances over $25,000 earn 0.75% interest rate on the portion of balance over $25,000, resulting in a range from 5.12%-1.84% - APY depending on account's balance and (2) you will receive reimbursements up to $25 for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented within thirty (30) calendar days of transaction for reimbursements of individual ATM fees of $5.00 or higher.
When Kasasa Cash qualifications are not met, all balances in the account earn the base rate and ATM fees are not refunded.