Personal Checking
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goals with our handy online tool. Accounts include a monthly service charge.
Who is this account for?
Would you like perks with your account or just regular checking?
What free reward would you like?
What feature is of more value to you?
What rewards would you like with checking account?
Enjoy free checking that earns high interest. Skip the monthly service charge and forget about minimum balance requirements to qualify for rewards.
Learn MoreEnjoy free checking that earns 3.00% cash back on debit card purchases. Skip the monthly service charge and forget about minimum balance requirements to qualify for rewards.
Learn MoreOur First 1 Interest Checking may be perfect for you.
Make earning competitive, tiered interest your first priority with this straightforward checking account. Conveniently take advantage of the waivable monthly service charge and digital banking.
Learn MoreYou may want to consider our InControl Checking account.
Simplified way to manage cash that keeps you in control and delivers great benefits. Take advantage of a waivable monthly service charge, while enjoying unlimited check writing.
Learn MoreSave and earn effortlessly, minus the fees with Kasasa Saver®. Conveniently put your saving strategy on cruise control with automatic transfers of Kasasa® checking rewards.
Learn MoreYou may want to open a Money Market Account account.
Put your money to work for you with competitive, tiered rates. Enjoy flexible access to funds when you need it and manage your account from anywhere with digital banking.
Learn MoreSave and earn effortlessly, minus the fees with Kasasa Saver®. Conveniently put your saving strategy on cruise control with automatic transfers of Kasasa® checking rewards.
Learn MoreSave and earn effortlessly, minus the fees with Kasasa Saver®. Conveniently put your saving strategy on cruise control with automatic transfers of Kasasa® checking rewards.
Learn MoreOur First 1 Savings Account may be your answer.
Simplified, multi-purpose savings account designed to help you earn competitive interest on your balance. View and manage account securely from anywhere with digital banking.
Learn MoreYou may want to open a First 1 Business Checking account.
Perfect for checking account for businesses of all sizes. Enjoy having no transaction fees and manage funds conveniently on the go with business services.
Learn MoreYou may want to open a Business Money Market Account account.
Make business cash work harder for you with a Money Market account. Earn competitive, tiered rates, get flexible access to funds, direct check writing and more.
Learn MoreYou may want to consider our First 1 Business Savings account.
Access one of the most effective ways to save for business. Earn competitive interest while taking advantage of a waivable monthly service charge. If the monthly service charge is not waived, it's only $2.
Learn MoreAll Accounts Feature:
Kasasa Cash Checking
Enjoy free checking that earns high interest. Skip the monthly service charge and forget about minimum balance requirements to qualify for rewards.
Learn MoreKasasa Cash Back Checking
Enjoy free checking that earns 3.00% cash back on debit card purchases. Skip the monthly service charge and forget about minimum balance requirements to qualify for rewards.
Learn MoreFirst 1 Interest Checking
Make earning competitive, tiered interest your first priority with this straightforward checking account. Conveniently take advantage of the waivable monthly service charge and digital banking.
Learn MoreInControl Checking
Simplified way to manage cash that keeps you in control and delivers great benefits. Take advantage of a waivable monthly service charge, while enjoying unlimited check writing.
Learn MorePersonal Checking
| Kasasa Cash | Kasasa Cash Back | First 1 Interest Checking | |
|---|---|---|---|
| Rewards | Interest | Cash Back | NONE |
| Monthly Service Charges | NONE | NONE | $10 if average daily balance falls below $1,000 for any month |
| Refunds on ATM Withdrawal Fees | Up to $25 monthly* | Up to $25 monthly* | NONE |
| Free Debit Card & Digital Banking | YES | YES | YES |
| Minimum Opening Deposit | $100 | $100 | $100 |
| Best For | Earning High Interest | Debit Card Users | Higher Balances |
*Qualifications Information:
To earn your rewards, the following enrollments must be in place and all transactions and activities must post and settle to your Kasasa Cash and Cash Back account during each Monthly Qualification Cycle:
- At least 1 direct deposit, ACH payment, or bill pay transaction
- At least 12 debit card purchases
- Agree to receive eStatements
Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by First Bank as ATM transactions, and purchases made with debit cards not issued by First Bank. Transactions bundled together by merchants and received by First Bank as a single transaction count as a single transaction for the purpose of earning account rewards. “Monthly Qualification Cycle” means a period beginning one (1) banking day prior to the first day of the current statement cycle through one (1) banking day prior to the last business day of the current statement cycle.
Reward Information:
When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive 3.00% cash back on up to a total of $300.00 debit card purchases that post and settle to the account during that cycle period. A maximum of $9.00 cash back may be earned per Monthly Qualification Cycle.
When Kasasa Cash qualifications are met during a Monthly Qualification Cycle, daily balances up to and including $25,000.00 in your Kasasa Cash account earn a Bonus Rate. Daily balances over $25,000.00 earn an interest rate of an Above Cap Rate on the portion of the daily balance over $25,000.00 depending on the account's balance.
You will also receive reimbursements up to $25.00 for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within thirty (30) calendar days of the withdrawal transaction for reimbursements of individual ATM fees of $5.00 or higher. NOTE: ATM fee reimbursements only apply to Kasasa Cash or Kasasa Cash Back transactions via ATM; Kasasa Saver ATM transaction fees are not reimbursed nor refunded. Nationwide ATM withdrawal fee reimbursements will be credited to your account on the last day of the current statement cycle.
When qualifications are not met, ATM withdrawal fees are not refunded, for Kasasa Cash accounts the interest rate earned on the entire daily balance in the account will be the Base Rate, and for Kasasa Cash Back accounts no cash back payments are made.
Rates, rewards, and bonuses, if any, are variable and may change after account is opened; rates may change without notice to you.
Also, Other banks may impose their own fee to use their ATMs.